Sector: Financials
WORLD ACCEPTANCE CORP · Meeting: August 19, 2026
Directors FOR
6
Directors AGAINST
0
Say on Pay
FOR
Auditor
FOR
Election of Directors
Director since 1993 with strong legal, finance, and governance credentials; all directors attended at least 75% of meetings; no overboarding, independence, or familial relationship issues; WRLD's 3-year price return of 31.6% is strongly positive, and while the company uses the Nasdaq Financial Index as its peer benchmark, the proxy does not disclose individual peer company TSR data sufficient to trigger an underperformance flag at the 65pp threshold applicable to strong positive absolute returns.
Director since 2011 with deep finance and investment experience; holds two public board seats (WRLD and Credit Acceptance Corporation), which is within the policy limit for a non-CEO director; the related-party transaction involving the Prescott share repurchase was approved by the Audit Committee and was executed at the market closing price, mitigating conflict concerns; no TSR trigger fires at the applicable thresholds.
Director since 1991 with extensive CEO and CFO experience; designated an audit committee financial expert; attendance meets the 75% threshold; no overboarding or independence issues; stock performance does not trigger a No vote at the strong-positive absolute TSR tier.
Director since 2008 with CFO, COO, and CPA credentials; serves on the audit committee as a financial expert; attendance meets the 75% threshold; no overboarding or independence issues; no TSR underperformance trigger fires.
Director since 2021 with CEO-level media and business leadership experience; joined more than 24 months before this meeting so the 24-month exemption does not fully apply, but her tenure only partially overlaps the 3-year measurement window and the company's absolute 3-year return is strongly positive at 31.6%, meaning no TSR trigger fires; no overboarding or attendance issues.
Director since 2021 with extensive financial services, banking, and administrative leadership experience; joins more than 24 months before this meeting so standard analysis applies, but with a strongly positive absolute 3-year TSR the underperformance threshold is 65pp versus the Nasdaq Financial Index, which is not breached; no overboarding or attendance issues.
All six director nominees are independent, have relevant experience, meet attendance requirements, and hold board seat counts within policy limits. The company's 3-year price return of 31.6% is strongly positive, and the applicable TSR underperformance threshold against the Nasdaq Financial Index (the company's disclosed peer benchmark) is 65 percentage points — a bar that is not met. All six directors receive a FOR vote.
CEO
J. Tobin Turner
Total Comp
$0
Prior Support
90%+%
The prior Say on Pay vote received over 90% shareholder support, reflecting broad shareholder satisfaction with the compensation program, well above the 70% threshold that would require a No vote absent changes. The compensation structure includes both service-based and performance-based restricted stock tied to a measurable EPS target ($18.40 trailing four-quarter EPS), providing meaningful performance conditions rather than guaranteed payouts. The company's 3-year stock price return of 31.6% is positive and broadly in line with incentive pay levels, and the existence of a clawback policy and independent compensation committee further support approval.
Auditor
RSM US LLP
Tenure
N/A
Audit Fees
$1,254,783
Non-Audit Fees
$5,250
Non-audit fees of $5,250 represent less than 1% of audit fees of $1,254,783, far below the 50% threshold that would raise independence concerns. Auditor tenure is not disclosed in the proxy, so the tenure trigger does not fire per policy. RSM US LLP is a large national firm appropriate for a company of WRLD's size and complexity. No material restatements are disclosed.
WRLD's 2026 annual meeting ballot contains three standard proposals: director elections, Say on Pay, and auditor ratification. All proposals receive a FOR vote — the six independent director nominees have appropriate experience and attendance records, the auditor fee structure raises no independence concerns, and the executive compensation program features performance-based equity tied to measurable EPS targets with strong prior shareholder support of over 90%.
