SOFI TECHNOLOGIES INC (SOFI)

Sector: Financials

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2026 Annual Meeting Analysis

SOFI TECHNOLOGIES INC · Meeting: June 17, 2026

Policy v1.2high confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

10

Directors AGAINST

0

Say on Pay

FOR

Auditor

FOR

Director Elections

Election of Directors

10 FOR
✓ FOR
Anthony Noto

SoFi's 3-year stock return of +184% outperforms the company-disclosed peer group median by +120 percentage points, far exceeding the 65-point threshold required to trigger an against vote for strong positive TSR; no overboarding, attendance, or independence concerns apply to the CEO-director.

✓ FOR
Tom Hutton

The company's strong 3-year stock outperformance versus peers clears all TSR thresholds with wide margin; Hutton serves as independent Board Chairman with long tenure in fintech and public company governance, no overboarding or attendance flags noted.

✓ FOR
Steven Freiberg

No TSR trigger applies given SoFi's +120pp outperformance versus disclosed peer median; Freiberg brings deep financial services experience and serves as independent Vice Chairman and Compensation Committee Chair, with no overboarding or attendance concerns.

✓ FOR
Ruzwana Bashir

No TSR underperformance trigger applies; Bashir brings technology and business strategy experience relevant to SoFi's digital financial services model, no attendance, independence, or overboarding flags identified.

✓ FOR
William Borden

Borden joined the board in June 2024, which is within the 24-month new-director exemption window, so the TSR trigger does not apply to him; he brings extensive financial services and banking technology experience from Microsoft, Bank of America, and Citigroup.

✓ FOR
Dana Green

Green joined in January 2024, placing her within the 24-month new-director exemption; her 20-plus years of Federal Reserve supervisory experience over complex financial institutions is highly relevant for a bank holding company like SoFi.

✓ FOR
John Hele

Hele joined in May 2023, which is within the 24-month exemption window from the filing date of April 2026, so the TSR trigger does not apply; his CFO and COO experience at major insurance and financial institutions is relevant to SoFi's risk and financial oversight needs.

✓ FOR
Clara Liang

No TSR trigger applies given SoFi's strong outperformance versus peers; Liang has served since May 2021 and brings relevant technology and operations leadership experience from Stripe and Airbnb, with no attendance or independence concerns.

✓ FOR
Gary Meltzer

Meltzer joined in June 2024, placing him within the 24-month new-director exemption; his 35-year career at PricewaterhouseCoopers and CPA credentials make him well-suited to chair the Audit Committee and provide financial expertise oversight.

✓ FOR
Magdalena Yeşil

No TSR trigger applies; Yeşil has served since May 2021 and brings extensive technology venture and entrepreneurship experience; no overboarding, attendance, or independence concerns are identified.

All ten director nominees receive a FOR vote. SoFi's 3-year stock return of +184% outperforms the company-disclosed peer group median by +120 percentage points, far exceeding the 65-point threshold required to trigger an against vote under the strong-positive-TSR band. Directors who joined within the past 24 months (Borden, Green, Hele, Meltzer) are exempt from the TSR trigger under policy. No overboarding, attendance shortfalls, independence violations, or familial relationship concerns were identified for any nominee.

Say on Pay

✓ FOR

CEO

Anthony Noto

Total Comp

$30,275,733

Prior Support

76.2%%

CEO total compensation of approximately $30.3 million is high in absolute terms but is structured with approximately 93% in variable, at-risk pay including a meaningful 50% performance stock award component tied to multi-year tangible book value growth and a relative TSR modifier, which reflects genuine pay-for-performance alignment. The prior year Say-on-Pay vote received 76.2% support, above the 70% threshold that would require demonstrated changes, and the company has engaged substantively with shareholders and made meaningful structural improvements including raising the performance hurdle for target bonus payout and tightening relative TSR requirements for performance awards. SoFi's stock delivered +184% over three years versus a peer median of +64%, supporting the conclusion that above-benchmark incentive pay was earned through strong shareholder returns.

Auditor Ratification

✓ FOR

Auditor

Deloitte & Touche LLP

Tenure

9 yrs

Audit Fees

$12,513,308

Non-Audit Fees

$1,678,201

Deloitte has served since 2017 (approximately 9 years), well below the 25-year tenure threshold that would raise independence concerns. Non-audit fees (audit-related fees of $543,063 plus tax fees of $1,135,138 plus other fees of $0, totaling $1,678,201) represent approximately 13.4% of core audit fees of $12,513,308, comfortably below the 50% threshold. Deloitte is a Big 4 firm appropriate for a $20+ billion market cap financial services company, and no material restatements were identified.

Overall Assessment

The 2026 SoFi Technologies annual meeting ballot contains three proposals: election of ten directors, advisory vote on executive compensation, and ratification of Deloitte as auditor. All proposals receive a FOR vote determination — the director slate is clean with strong stock outperformance versus peers, the auditor fee structure and tenure are well within policy limits, and the executive compensation program shows genuine pay-for-performance alignment backed by exceptional 3-year shareholder returns and meaningful structural improvements made in response to shareholder feedback.

Filing date: April 30, 2026·Policy v1.2·high confidence

Compensation Peer Group

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