Charles S. Cullum serves as Executive Vice President and Chief Financial Officer of Shore Bancshares, Inc., the holding company for Shore United Bank. In this capacity, he oversees all aspects of the company's financial operations, including financial planning and analysis, accounting, treasury management, tax strategy, and investor relations. Cullum plays a critical role in supporting Shore Bancshares' growth through mergers and acquisitions, capital management, and regulatory compliance, ensuring the organization's financial health amid evolving market conditions. Prior to joining Shore Bancshares in 2021, Cullum built a 25-year career at PNC Financial Services Group, rising through senior finance roles. He most recently served as Senior Vice President and Director of Corporate Finance, where he led financial modeling, budgeting, forecasting, and strategic initiatives across PNC's commercial banking and corporate sectors. His tenure at PNC honed his expertise in capital markets, risk assessment, and enterprise-wide financial optimization. A Certified Public Accountant, Cullum holds a Bachelor of Science in Accounting from Towson University. Since assuming his role at Shore Bancshares, he has been instrumental in key transactions, such as the merger with Arundel Federal Savings Bank and the subsequent integration of FNB Bank, solidifying the company's position as a leading community bank on Maryland's Eastern Shore and in Delaware. Cullum is widely respected for his strategic foresight and dedication to driving shareholder value.