ORCHID ISLAND CAPITAL INC (ORC)

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2026 Annual Meeting Analysis

ORCHID ISLAND CAPITAL INC · Meeting: June 9, 2026

Policy v1.2high confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

0

Directors AGAINST

6

Say on Pay

FOR

Auditor

FOR

Director Elections

Election of Directors

/6 AGAINST

Against Analysis

✗ AGAINST
Robert E. Cauley3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, also exceeds 35pp threshold (5yr absolute TSR negative, 20pp threshold applies, -30.1pp exceeds it)Director since August 2010 — full tenure overlap with underperformance period

Mr. Cauley has served as CEO and director since 2010, giving him full accountability for the company's stock performance; over the past three years ORC trailed its disclosed peer group median (AGNC, NLY, ARR, CHMI, DX, IVR) by 38.1 percentage points, well above the 35-point trigger threshold for companies with low positive absolute returns, and the five-year record (-30.1pp below the peer median, exceeding the 20pp threshold for negative absolute five-year TSR) provides no mitigating relief, so the AGAINST vote stands.

✗ AGAINST
George H. Haas, IV3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, also exceeds 20pp threshold (5yr absolute TSR negative)Director since August 2010 — full tenure overlap with underperformance period

Mr. Haas has served as CFO/CIO and director since 2010, meaning his full tenure overlaps with the underperformance period; ORC's three-year total return trailed the disclosed peer group median by 38.1 percentage points (above the 35pp policy threshold), and the five-year record does not provide a mitigant because ORC also underperforms peers over five years beyond the applicable threshold, so the AGAINST vote stands.

✗ AGAINST
W Coleman Bitting3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, exceeds 20pp threshold (5yr absolute TSR negative)Director since February 2013 — full tenure overlap with underperformance period

Mr. Bitting has served since February 2013, so his tenure fully covers the three-year underperformance window; ORC's three-year total return lagged the company-disclosed peer group by 38.1 percentage points, triggering a AGAINST vote, and the five-year record (-30.1pp below peers against a negative absolute five-year return) provides no mitigant.

✗ AGAINST
Frank P. Filipps3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, exceeds 20pp threshold (5yr absolute TSR negative)Director since February 2013 — full tenure overlap with underperformance period

Mr. Filipps has been a director since February 2013 with full overlap over the underperformance period; the three-year TSR gap versus the company-disclosed peer group is -38.1 percentage points, above the 35pp trigger, and the five-year data does not provide relief since ORC also underperforms peers beyond the applicable threshold over that longer horizon.

✗ AGAINST
Ava L. Parker3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, exceeds 20pp threshold (5yr absolute TSR negative)Director since February 2013 — full tenure overlap with underperformance period

Ms. Parker has served since February 2013, covering the entire underperformance window; ORC's three-year shareholder return trailed peers by 38.1 percentage points (above the 35pp policy threshold for companies with low positive absolute three-year returns), and the five-year comparison does not mitigate because ORC's five-year absolute return is negative and the -30.1pp five-year peer gap exceeds the 20pp threshold for that tier.

✗ AGAINST
Paula Morabito3-year TSR underperformance vs peer group: ORC -38.1pp below peer median, exceeds 35pp threshold for low-positive TSR tier5-year TSR check does not mitigate: ORC -30.1pp below peer median over 5 years, exceeds 20pp threshold (5yr absolute TSR negative)Director since December 2017 — full tenure overlap with underperformance period

Ms. Morabito joined in December 2017, more than three years before the start of the three-year measurement window, so her tenure fully overlaps with the underperformance period; the three-year TSR gap versus the peer group is -38.1 percentage points (above the 35pp trigger), and the five-year data does not provide a mitigant for the same reasons as her colleagues.

For Analysis

All six directors are recommended AGAINST. ORC's three-year total shareholder return of +13.9% trailed the company-disclosed compensation peer group median of +52.0% by 38.1 percentage points, exceeding the 35-point threshold that applies when a company's absolute three-year return is in the low-positive range (0–20%). The five-year record does not provide a mitigant: ORC's five-year return is -36.3%, which is negative, and the five-year peer gap of -30.1 percentage points exceeds the 20-point threshold applicable to negative absolute five-year returns. Every director has served for more than three years and bears full accountability for this sustained underperformance relative to the mortgage REIT peer group.

Say on Pay

✓ FOR

CEO

Robert E. Cauley

Total Comp

N/A

Prior Support

91%%

ORC's compensation structure is unusual: the company has no employees of its own, and the CEO received zero direct compensation from ORC in 2025 (the Summary Compensation Table shows $0 for Mr. Cauley in 2025); the awards disclosed in the Supplemental Compensation Table ($1.76M for the CEO, $1.35M for the CFO) were granted in March 2026 for 2025 performance and are roughly 63% variable or incentive-based, with performance metrics tied to peer-relative financial results, book value preservation, and Agency RMBS rate benchmarks — all meaningful, multi-year metrics rather than easily manipulated short-term targets. The prior Say on Pay vote received 91% support, well above the 70% threshold, and the pay-for-performance concern that would normally arise from stock underperformance is substantially mitigated here because the CEO's direct ORC compensation was $0 in 2025 and the incentive plan explicitly requires ORC to outperform its peer group before any bonus pool is funded, meaning the variable pay structure is genuinely conditioned on relative performance outcomes.

Auditor Ratification

✓ FOR

Auditor

BDO USA, P.C.

Tenure

16 yrs

Audit Fees

$809,278

Non-Audit Fees

$0

BDO has served as ORC's auditor since the company's formation in August 2010, giving it approximately 16 years of tenure — well below the 25-year threshold that would trigger a concern; the company paid zero non-audit fees in 2025, so there is no independence concern from non-audit work, and no material restatements were disclosed.

Overall Assessment

The 2026 ORC annual meeting presents four proposals; the most significant issue is sustained stock underperformance — ORC's three-year return trailed its disclosed mortgage REIT peer group by 38 percentage points, triggering AGAINST votes on all six directors, while the auditor ratification and Say on Pay proposals both clear policy thresholds and are recommended FOR. Shareholders should be aware that director accountability for the underperformance is the central governance concern at this meeting, and that ORC's externally managed structure makes direct compensation comparisons more complex than at a typical internally managed company.

Filing date: April 27, 2026·Policy v1.2·high confidence

Compensation Peer Group

6 companies disclosed in 2026 proxy filing

AGNCAGNC Investment Corp.
NLYAnnaly Capital Management, Inc.
ARRARMOUR Residential REIT, Inc.
CHMICherry Hill Mortgage Investment Corporation
DXDynex Capital, Inc.
IVRInvesco Mortgage Capital Inc.