Joined the board in April 2025, which is within the 24-month exemption window, so no TSR trigger applies; brings 34 years of banking experience including prior CEO tenure at S&T Bancorp and no overboarding or attendance concerns.

Long-tenured independent director serving as Audit Committee Chair with strong financial expertise as a former CPA and audit partner; FCF's 3-year TSR of +39.4% outperforms the QABA benchmark by +6.0pp, well within the 65pp threshold for strong-positive TSR companies, so no TSR trigger applies.

Independent director with over 25 years of service bringing deep governance experience; FCF's 3-year TSR outperforms the QABA benchmark by +6.0pp and outperforms the disclosed peer group median by +12.1pp, both well within applicable thresholds, so no TSR trigger applies.

Independent director and Compensation Committee Chair with extensive accounting and tax expertise as a retired PwC partner; strong relative stock performance versus both the QABA benchmark and the disclosed peer group means no TSR trigger applies.

Joined the board in November 2025, which is within the 24-month exemption window, so no TSR trigger applies; brings cybersecurity and information technology expertise relevant to the company's risk oversight needs.

Independent Board Chair with extensive financial services technology experience; FCF's 3-year TSR of +39.4% outperforms the QABA benchmark by +6.0pp and the disclosed peer group median by +12.1pp, both well within applicable thresholds, and no overboarding or attendance concerns are present.

Non-independent executive director serving as EVP and Chief Revenue Officer; while non-independent, she serves only on the Risk Committee (not the Audit or Compensation Committees), so no independence-related policy trigger applies, and FCF's strong relative TSR performance means no TSR trigger fires.

Independent director with solid business and communications background; FCF's 3-year TSR outperforms both the QABA benchmark and the disclosed peer group median by comfortable margins, well within applicable thresholds, so no TSR trigger applies.

Independent director with extensive business and financial services board experience; serves on two public company boards (FCF and First Western Financial), which is below the four-board overboarding threshold, and FCF's strong relative TSR means no TSR trigger applies.

Independent director bringing leadership development and organizational expertise; FCF's 3-year TSR of +39.4% outperforms the QABA benchmark by +6.0pp and the disclosed peer group median by +12.1pp, both well within applicable thresholds, so no TSR trigger applies.

President and CEO serving as a non-independent executive director; subject to the same TSR trigger as other directors, but FCF's 3-year TSR of +39.4% outperforms the QABA benchmark by +6.0pp and the disclosed peer group median by +12.1pp, well within the 65pp and 50pp strong-positive thresholds respectively, so no TSR trigger applies.

Independent director with healthcare leadership and strategic planning expertise; FCF's strong relative TSR performance versus both the QABA benchmark and the disclosed peer group means no TSR trigger applies, and no other policy flags are present.