Michael A. Pedraja serves as Executive Vice President and Chief Financial Officer at Employers Holdings, Inc., a specialty insurance holding company focused on workers' compensation insurance. In this pivotal role, he oversees all financial operations, including accounting, financial planning and analysis, treasury, tax, investor relations, and risk management. Pedraja leads strategic initiatives to drive profitability, optimize capital allocation, and ensure regulatory compliance, playing a key role in the company's growth and shareholder value creation. His leadership has been instrumental in navigating complex market dynamics, enhancing operational efficiency, and supporting the company's commitment to delivering superior insurance solutions. With over 25 years of experience in finance and accounting within the insurance industry, Pedraja began his career at Deloitte & Touche, where he honed his expertise in audit and advisory services for financial institutions. He later held progressive finance leadership positions at Liberty Mutual Insurance and The Hartford Financial Services Group, managing multimillion-dollar budgets, mergers and acquisitions, and enterprise-wide financial reporting. Pedraja holds a Bachelor of Science in Accounting from the University of Florida and is a Certified Public Accountant (CPA), bringing a blend of technical acumen and strategic vision to his tenure at Employers. Among his notable achievements, Pedraja spearheaded a comprehensive financial restructuring at Employers that improved return on equity by 15% over three years and facilitated a successful $200 million stock repurchase program. He has also been recognized with the CFO Leadership Award by Insurance Business America for his innovative approaches to capital management and risk mitigation during economic volatility. Under his guidance, Employers has maintained strong investment-grade credit ratings and consistently outperformed industry benchmarks in financial stability.