Ann Marie Smith serves as the Senior Vice President, Chief Actuarial and Underwriting Officer at EMPLOYERS HOLDINGS INC, a role she has held since 2021. With over two decades of experience in the insurance industry, Ann Marie has a robust background in actuarial science and underwriting, making her a pivotal asset to the organization. She joined EMPLOYERS HOLDINGS INC in 2012, initially serving as the Vice President and Chief Actuary, where she was instrumental in developing and implementing advanced actuarial models that significantly enhanced the company's pricing strategies and risk assessment capabilities. Prior to her tenure at EMPLOYERS HOLDINGS INC, Ann Marie worked at several leading insurance firms, including a notable stint at a global reinsurance company where she honed her skills in managing complex risk portfolios. Her career is marked by her dedication to advancing actuarial practices and her ability to drive innovation within the underwriting process. Ann Marie is a Fellow of the Casualty Actuarial Society (FCAS) and a member of the American Academy of Actuaries, reflecting her commitment to professional excellence and continuous learning. In her current role at EMPLOYERS HOLDINGS INC, Ann Marie oversees the actuarial and underwriting functions, ensuring that the company's policies and pricing remain competitive and aligned with market demands. Her leadership has been crucial in navigating the challenges of the insurance industry, particularly in maintaining profitability while expanding market share. Under her guidance, the company has successfully launched several new products and enhanced its data analytics capabilities, positioning EMPLOYERS HOLDINGS INC as a leader in the workers' compensation insurance sector. Ann Marie's strategic vision and operational expertise continue to drive the company's growth and success.