Terrence R. Ozan serves on the board of directors of multiple privately held companies. He retired from the board of Capgemini in 2014 after 14 years of service. Capgemini provides consulting, technology and outsourcing services around the world. Prior to 2003, Mr. Ozan served as Chief Executive Officer of North American operations and was an executive member of the Capgemini Global Management Committee. Before that time, Mr. Ozan was Chief Executive Officer of worldwide consulting services for Ernst & Young, serving on various boards and governance committees. In his nearly 30-year career at Ernst & Young, he also directed many different U.S. business units of the organization. Mr. Ozan s extensive business and banking experience enhances the risk management and oversight functions of the Board and is important to his service on the Board and the Directors Risk Committee.