Joan M. Herman, Executive Vice President, Director. Ms. Herman has served as our Executive Vice President since September 2017 and as a director since November 2018. Ms. Herman s experience in payments spans more than 30 years, holding various management positions in operations, product development, and sales and marketing on both the issuing and acquiring sides of the card business. Ms. Herman s previous employers and directorships include Sunrise Bank from June 2012 to August 2017, UMB Bank from 2010 to 2012, Heartland Bank from 2006 to 2010, and Heartland Payment Systems from 1997 to 2006. Ms. Herman is a member of the board of directors of the National Branded Prepaid Card Association and serves as its Treasurer. These companies are not a parent, subsidiary, or affiliate of Paysign. Ms. Herman earned her Bachelor of Arts and Master of Arts in business and marketing from Webster University, St. Louis, Missouri. We believe Ms. Herman s operational and product development experience in the payments industry qualifies her to serve on the Board.