John H. Watt, Jr. was President and Chief Executive Officer of the Company from 2016 to May 2024. Watt was previously an Executive Vice President of the Company and President of NBT Bank. He joined the Company and NBT Bank in 2014 and became a member of the Company s executive management team in 2015. Watt provided executive leadership for key functions, including commercial and consumer lending, credit administration and marketing. Watt became a director of NBT and NBT Bank in December 2016. Watt has over thirty-five years of experience in the financial services industry. Prior to joining the Company, he was executive vice president of commercial banking, investment management and bank operations at Alliance Bank, N.A. He was also a member of the board of directors for Alliance Bank and Alliance Financial Corporation, which merged with the Company in 2013. Previously, he was employed by JP Morgan Chase and its predecessors. Watt is a director of On Point for College in Syracuse, NY and a member of the Board of Directors of the Wesson Group. Watt is the Chair of the Finance Committee of the Board of The Episcopal Diocese of Central New York. He previously served on numerous community-oriented boards in upstate New York, most recently the finance committee of the Allyn Foundation, treasurer of the St. James Episcopal Foundation and as a member of the Board of Directors of the United Way of Mid Rural New York. He is a graduate of Rutgers University with a bachelor s degree in political science and earned his Juris Doctor from the National Law Center at George Washington University. Watt s past experience including as President and CEO of NBT and NBT Bank provides him with thorough knowledge of the Company s opportunities, challenges and operations.