Mr. Bingham has served on the board of directors of the Bank since 2018 and joined the board of directors of the Company in 2020. Beginning in January 2025, Mr. Bingham served as the Vice Chairman of the Board of Agracel, Inc. Prior to becoming Vice Chairman, Mr. Bingham served as President, and then Chief Executive Officer of Agracel, an industrial developer of facilities for manufacturing and high-tech entities in small to midsized communities, from 1994 to 2024. Throughout his career, Mr. Bingham has been directly involved with the development of over 25 million square feet of industrial projects on long term leases, focused primarily in tertiary markets with an emphasis on manufacturing. Mr. Bingham received his B.S. in Industrial Engineering from the University of Illinois. Skills and Qualifications. Our board considered Mr. Bingham s business experience, his management experience as the President of a business and his knowledge of the business community in determining that he should be a member of our board.