Ms. Cummings brings over three decades of experience in financial services and expertise in a wide variety of responsibilities including risk management, regulatory supervision, investment banking, and business transformation. Her extensive knowledge of the global financial services industry, risk identification and mitigation, as well as her regulatory experience provide valuable insights related to strategic planning and international expansion. We believe that Ms. Cummings is qualified to serve as a member of our Board because of her experience in management and her knowledge of the global financial services industry. Professional Experience Boston Consulting Group , a strategic management consulting group Senior Advisor (since 2023) Wells Fargo Bank, N.A. (NYSE: WFC), a multinational financial services company EVP, Head of Compliance, Strategy & Operations (2018-2020) Federal Reserve Bank of New York , one of 12 reserve banks in the Federal Reserve System SVP and Senior Supervisory Officer (2012-2018) Education BA, Economics, University of Minnesota MA, International Studies, Lauder Institute, University of Pennsylvania MBA, Wharton School of Business, University of Pennsylvania