Mr. Maass is Founder and Managing Director of Maass Financial Consulting LLC, which provides consulting services in the banking industry including asset liability management, liquidity management, and merger and acquisition advisory services. He served as Executive Vice President Chief Financial Officer with TCF Financial, Minneapolis, Minnesota, from January 2016 to June 2021. (During the transition period after the merger of TCF Financial Corporation with Chemical Financial Corporation, Mr. Maass served an interim role part of 2019 and 2020 as Deputy Chief Financial Officer and, thereafter resumed his position as Chief Financial Officer.) Mr. Maass holds a B.S. degree in Accounting from Northern Illinois University and an M.B.A. in Finance from University of St. Thomas Opus College of Business. Mr. Maass was appointed to the Board in January 2024 and Horizon Bank s board in May 2023. Mr. Maass is on the audit committee and qualifies as an audit committee financial expert under SEC rules. Mr. Maass has more than 28 years of banking industry experience. He has spent much of his career managing various treasury, accounting, and finance areas within large complex regional and national banking organizations. He has extensive knowledge and experience in banking, balance sheet management, liquidity management, bank mergers/integrations, and risk management.