PRINCIPAL OCCUPATION

Managing Partner, A Cappella Partners (family office focused on business, for profit and not-for-profit board activity, community services and philanthropic efforts) (since 2013)

Senior Advisor, 33 Capital Management, LTD (investment adviser in family office) (since 2023)

Managing Partner, Flood Mason Holdings (consulting and investment platform) (since 2023)

Director, Chairman of the Risk Committee and Member of the Human Capital and Compensation Committee of Janus Henderson Group plc Board of Directors (since 2017)

Director, Grubb Properties (real estate investment manager) (since 2022)

Managing Partner, Next Sector Capital (investment management) (2015-2022)

President and Chief Executive Officer, Smith Breeden Associates (asset management firm) (2000-2010)

TIAA-CREF (asset management and retirement planning firm) Executive Vice President (2011-2012)

Trustee and Investment Committee Chair, CREF and TIAA-CREF Mutual Fund (2003-2010)

Morgan Stanley (investment banking and financial services firm) (1987-1999)

Assistant Professor of Finance, Stanford Business School (1982-1987)

KEY EXPERIENCE AND QUALIFICATIONS

Extensive investment management and financial expertise: Over 35 years of expertise in investment management, mutual fund, and investment adviser services within the global asset management industry. Dr. Flood's experience spans line, executive and board-level leadership roles in firms operating across institutional and retail markets worldwide, encompassing all major asset classes in both public and private sectors.

Risk and compliance oversight: Over 35 years of extensive experience in risk management and technology in both sell-side and buy-side firms, including trading desks, market-making positions and portfolio management positions, and extensive interaction with risk management professionals around the world. Dr. Flood regularly attends risk management conferences and has spoken and written on the subject.

Corporate governance, financial, and audit: Corporate governance experience and deep knowledge of financial and audit-related matters, gained through service on the boards of three companies with over $200 billion in assets, including publicly traded companies, as well as several other for-profit and non-profit organizations; included in Savoy magazine's 2024 list of Most Influential Corporate Directors.

OTHER PROFESSIONAL EXPERIENCE AND COMMUNITY INVOLVEMENT

Chair, Advisory Board, Institute for Global Health and Infectious Diseases, University of North Carolina at Chapel Hill

Member, Board of Trustees, Research Corporation for Science Advancement

Member, Board of Trustees and Investment Committee, Boston Children's Hospital

Former Member, Advisory Board of C Street Advisory Group

Former Board Member, Financial Accounting Foundation, Financial Accounting Standards Board, and Governmental Accounting Standards Board

Former Director, The Foundation of the Carolinas

Former Member, Steering Board, Eshelman Institute

Age: 70

Director Since: 2023

Independent Director: Yes

Current Board Committee Service: Risk Committee

Technology Committee (Chairman)

Trust Committee of FCB's Board (Chairman)

Other Current Public Company Directorships

Janus Henderson Group plc