Mr. Ghassemieh has served as a member of the Board of Directors since August 2025. He has over 25 years of experience in the development, ownership, operation, management, and finance of commercial real estate, particularly focused on luxury hotels for the last 20 years. He redeveloped the Mr. C Beverly Hills luxury hotel in 2011 which was the launch of the first Mr. C Hotels luxury branded property. Mr. C Hotels was a partnership with the Cipriani family, a 4th generation luxury global hospitality brand. Mr. Ghassemieh subsequently redeveloped the Mr. C Seaport hotel in New York City. He is currently an executive, vice president, and director of First Credit Bank, where he oversees the commercial real estate originations, due diligence and servicing teams, and he has been employed and served on the board since 2005. Prior to this, from 1999 to 2005, Mr. Ghassemieh was the Director of Acquisitions at Atlantic Pearl Investments, a Ghassemieh Family Office company focused on commercial real estate investments. From 1998 to 1999, Mr. Ghassemieh served as Analyst in the Investment Banking Group of CBRE Group, Inc., an American commercial real estate services and investment firm. He has been a key member of the loan committee and ALCO committee for 20 years. Mr. Ghassemieh received a degree in economics from Johns Hopkins University. Experience, Qualifications, Attributes and Skills: Mr. Ghassemieh brings extensive commercial real estate development, ownership, operation, management and finance expertise, particularly focused on luxury hotels, to the Board of Directors.